body {
  margin: 0px;
  padding: 0px;
  background: #aaaaaa;
}
div#wrapper {
  width: 900px;
  margin: 0px auto;
}
div#header {
  width: 900px;
  height: 120px;
  position: relative;
  background: url("http://www.raysownbrand.com/site/banner.jpg") no-repeat;
}
a#home_link {
  text-decoration: none;
  font-family: "lucida grande","lucida sans unicode",verdana;
  font-size: 11px;
  color: #eeeeee;
  position: absolute;
  top: 95px;
  left: 120px;
}
div#nav_panel {
  width: 900px;
  height: 30px;
}
div#nav_panel a {
  display: block;
  width: 140px;
  height: 23px;
  float: left;
  padding-top: 7px;
  font-family: comic sans ms,verdana;
  font-size: 11px;
  color: #ffffff;
  text-align: center;
  text-decoration: none;
  background:url("http://www.raysownbrand.com/site/buttons2.jpg") no-repeat;
}
div#nav_panel a:hover {
  color:#EBC61F;
  font-weight:bold;
}
div#main_content_wrapper {
  clear: both;
  width: 900px;
  background: #ffffff;
  padding: 10px 0px 0px 0px;
}
div#footer {
  background: #dddddd;
  text-align: center;
  font-family:verdana, helvetica;
  font-size: 11px;
  color: #333333;
  line-height: 16px;
  width:900px;
  margin-bottom: 10px;
  padding: 5px 0px 10px 0px;
}
div#footer a {
  text-decoration: none;
  color: #333333;
}